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On plaid’s website citi, american express, and others are listed as investors Each user have their own password and user id and even debit/credit card linked to the account if they exist. It appears that banks aren’t against this bad practice, and are, in some cases, actually encouraging it
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Some scenarios i have found online where plaid might still have access include Joint bank accounts don't work that way Plaid technically yes, but they are safe
What's not safe (imho) that there is a possibility that someone will hack into plaid in the future
For the sake of this question i assume,. Even with authorization the payment can be canceled by the account owner without giving any reason within 2 months of the payment, no questions asked (you sign with. Stack exchange network consists of 183 q&a communities including stack overflow, the largest, most trusted online community for developers to learn,. If the request to the 3rd party api is through your server, then store the access token in the database tied to the user, encrypted with a key that is stored as an environment variable.
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